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i think only AUS stocks it since its Australian owned

c'mon... granted it's not fun getting hit by a car, but that's why we have insurance for the love of pete.

but unless you sue you wont get anything from their insurance if you are a pedestrian! Maybe in the States, I dont know if the pedestrian's medical insurance would claim from the car insurance, but in the UK at least, it would all be on the NHS and no money would be recouped by anyone at any point.



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I like to think that whoever designed marine life was thinking of it as basically an entertainment medium. That would explain some of the things down there, some of the unearthly biological contraptions

Get better soon, JB!

*dons ex-expatriate hat*
In the US, stuff like this is covered by insurance. Pretty much all medical bills are covered by something. I don't know about Australia, but yes in Britain they're not, thanks to the NHS. If you want to see a private practitioner, you have to pay or have health insurance that most of the time is really more of a luxury. Soooo there is a cultural difference there that may be causing a little misunderstanding here...

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not ANOTHER damned litigious, peabrained dOOfus who thinks lawsuits are the answer to everything...

Actually, I don't. But I recognise that there are circumstances when recourse to law is appropriate. And in my own personal circumstances, it was. Furthermore, until the extra information that appeared following my post was posted, I considered my post to be useful advice. In my own circumstances (which I posted above), I was struck at speed by a motorist who entered a roundabout, in clear violation of the Highway Code, which states that vehicles on a roundabout have right of way. As I said to my lawyer afterwards, it went "earth, sky, earth, sky, earth, sky, ouch". A bit more substantial than a hangnail.

And as a tangential aside, I do not know many people who would consider a university educated mathematician with an IQ in the top four percent (courtesy of the Wechsler parametric test) and an understanding of general relativity, quantum mechanics and tensor analysis to be a 'peabrain'.

Thank you and goodnight.


Panda Catfish fan and keeper/breeder since Christmas 2002

It could be a very dense pea - lots and lots of brain matter in a very small space


(sorry Calil - I couldnt resist!!)

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I like to think that whoever designed marine life was thinking of it as basically an entertainment medium. That would explain some of the things down there, some of the unearthly biological contraptions

Get well soon ! Them Tim Tams should help..

ps - what's a Tim Tam ?

The Amazon Nut...

well why the heck didn't you say that earlier?

Then britian needs to wake the heck up...

Feel better...I don't think I'll be walking across anything anytime soon...you are the third person I know to be hit by a car this week All in all you are the best of the bunch

The first was killed instantly. The other was lifeflighted to one Herman Memorial Hospital; where they take the worst cases, and had immediate surgery, where they couldn't stop the internal bleeding...but she is now in ICU and doing better...

Consider yourself really lucky that you are able to be home so fast with so little damage...feel better... and take care...oh one more thing never play chicken with a car again...heidi

"I've got a great ambition to die of exhaustion rather than boredom." Thomas Carlyle

it went "earth, sky, earth, sky, earth, sky, ouch".

a tim tam is a chocolate biscuit. YUM!

Awww JB !

he better be feeding you timtams whenever you need them!!!!!!


I've come close to being hit in my town...clearly marked pedestrian crossings ...signs in the road marking the crossing...signs on the side of the road marking the crossing...police that do give tickets for stop sign runnings....and the whole side of town where I live was laid out with pedestrians in mind (built as part of the new deal back during the american great depression)...and still I have to glare @people when they dont stop

That boo-boo buddy is cute .

^_^[hr width='40%']"I'm alright, I'm alright
It only hurts when I breathe"

yummy.....Tim Tams

TigerAngel attached this image:

ooh - timtams. First (and only) time I had one was at the US presdential election last year - yummy, but penguins are slightly nicer (not that I can eat either of them now )

well why the heck didn't you say that earlier?Then britian needs to wake the heck up...

Just curious, what do you mean?

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I like to think that whoever designed marine life was thinking of it as basically an entertainment medium. That would explain some of the things down there, some of the unearthly biological contraptions

I stock them in my fridge .


*raises fridge security*

no raiding my fridge for tim tams .

^_^

[hr width='40%']"Put your soul in the water,
And join me for a swim tonight"

but unless you sue you wont get anything from their insurance if you are a pedestrian!

That's what i mean.

in the US is it standard practise for an insurer to pay a sum to an accident victim? Above and beyond their medical expenses (which are already covered in the UK anyway) without legal action of any kind?

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I like to think that whoever designed marine life was thinking of it as basically an entertainment medium. That would explain some of the things down there, some of the unearthly biological contraptions

in the US is it standard practise for an insurer to pay a sum to an accident victim?

Its not required, but yes, most insurance companies will offer a settlement to the injured instead of having to deal with going through a lawsuit.





[hr width='40%']Ever since the day you went away
And left me lonely and cold
My life just hasn't been the same
Oh baby no

Basically, they bribe the accident victim into not prosecuting a lawsuit. The victim has to choose whether the settlement is enough for them to not bother with the hassle or risk of filing a lawsuit. Most of the time, if a suit is filed because the amount offerred by the insurance company was not satisfactory, then the victim will win more money than the insurance company offerred, but they are then responsible for lawyer fees and court costs, so they sometimes end up with less money than the original settlement that was offerred. There's also the possibility that the judge or jury (depending on which decides the case) decides that it is a frivolous lawsuit and awards no compensation and the person is still out their court costs and (in some cases) lawyer fees...

PM/email/msg me if you have any questions/comments regarding me or my knowledge or if you want me to read a thread.

The problem I had was that the careless motorist who T-boned me made a statement claiming that I had hit her ... and her insurance company stonewalled. So I had to take legal action to put down what was obviously a complete fabrication of events by the defendant. Still, the insurers eventually saw sense and settled out of court, when they realised that [1] I wasn't going to budge from the facts; [2] I had submitted repeated reports containing said facts; [3] those reports also contained point by point rebuttals of the defendant's case (including a little question along the lines of how she would explain there being no damage to the front of my bicycle if I had hit her - obviously I spun around 180&#176; immediately before the collision, ha, ha, which again was unlikely on an August day with brilliant sunshine, perfectly dry and grippy road conditions and temperatures already above 80&#176;F at 10am) and [4] if the insurers had persisted on stonewalling, then they stood a chance not only of having to foot a big bill for my compensation, but paying ALL my legal costs as well as their own, plus 10% interest above base rate over the period during which they had stonewalled (i.e., 2 years) to both myself and my lawyers. A nice little indemnity feature of UK law that makes it expensive to go to court and lose.

In cases where such shenanigans do not take place, the lawyers tend not to become involved. But when you have a careless motorist who then tries to fabricate a defence that can be demolished without having to break sweat, and an insurance company that sticks to said fabricated defence, then the lawyers do tend to become involved.


Panda Catfish fan and keeper/breeder since Christmas 2002

Thanks for showing me Tim Tams,
They look dammed good..

(I wish I had some Tim Tams now !)

The Amazon Nut...